Funding Options

Cash or Self Finance
Paying by own funds - cash, cheque, debit/credit card, or arranging own funding via a loan or re-mortgage.
CASH OR SELF FINANCE EXAMPLE
Total Cash Price at £30,000
Deposit On Placement 30% £9,000
Gad Approval 30% £9,000
Delivery  35% £10,500
Completion  5% £1,500


Flexible Monthly Payments
Interest is calculated daily and added monthly at a rate of 0.558%. You can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay.
You must make the minimum repayment each month.
120 Months 6.9%
180 Months 6.9%
FLEXIBLE MONTHLY PAYMENTS EXAMPLE
Total Cash Price at £30,000
Deposit 30% £9,000
Financed Amount 70% £21,000
120 Monthly Payments of £240.56
Total Amount Payable £37,867.20
180 Monthly Payments of £185.21
Total Amount Payable £42,337.80
180 months only available on loans over £10,000


 
Deferred & Preferred
If settled within the deferred period then no interest charges will be incurred. If not settled within deferred period then interest will have accrued from the start of the contract and will continue to be charged once you start your monthly repayments.
Term (If you do not settle) APR REPRESENTATIVE 
120 Months 7.9%
DEFERRED & PREFERRED EXAMPLE
Total Cash Price at £30,000
Deposit 30% £9,000
Financed Amount 70% £21,000
+ Exit Fee £29
If settled in deferred period pay: £21,029
If you do not settle you will pay 120 monthly payments at 7.9% APR
After 12 Months Begin Monthly Payments of: £268.84
Total Amount Payable: £41,260.80

If you repay the agreement in full within the 12 month deferral period then there is no interest to pay (£99 exit fee applies). If not repaid in full then interest will have accrued from the start of your agreement and you will begin repayments at 24.9% APR.

Credit is subject to application and status. Minimum finance amount available is £1000, maximum finance amount available is £50,000.

Credit is subject to status and affordability.  Terms and conditions apply.  Apropos Conservatories Ltd. Greenside House, Richmond Street, Ashton-under-Lyne, OL6 7ES (Register No. 662532) is a credit broker and is authorised and regulated by the Financial Conduct Authority.  Credit provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).

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