Funding Options

Cash or Self Funding
Paying by own funds - cash, cheque, debit/credit card, or arranging own funding via a loan or re-mortgage.
CASH OR SELF FUNDING EXAMPLE
Order Value at £30,000 inc VAT
Deposit On Placement 30% £9,000
Gad Approval 30% £9,000
Delivery  35% £10,500
Completion  5% £1,500


Flexible Monthly Payments
Interest is calculated daily and added monthly at a rate of 0.636%. You can make additional repayments and therefore control the term of the loan and reduce the amount of interest you would pay.
36 Months 7.9%
60 Months 7.9%
180 Months 7.9%
FLEXIBLE MONTHLY PAYMENTS EXAMPLE
Order Value at £30,000 inc VAT
Deposit On Placement 30% £9,000
Gad Approval 30% £9,000
Materials delivered - Financed  35% £10,500
Completion  5% £1,500
36 Monthly Payments of £327.25
Total Amount Payable £31,281.00
60 Monthly Payments of £211.06
Total Amount Payable £32,163.60
180 Monthly Payments of £98.13
Total amount payable: £37,163.40


 
Buy Now, Pay Later
Term (If you do not settle) APR REPRESENTATIVE 
120 Months 24.9%
BUT NOW, PAY LATER EXAMPLE
Order Value at £30,000 inc VAT 
Deposit On Placement 30% £9,000
Gad Approval 30% £9,000
Materials Delivered - Financed 35% £10,500
Completion 5% £1500
+ Exit Fee £99
If settled in deferred period pay: £10,599
If you do not settle you will pay 120 monthly payments at 24.9% APR
Monthly Payments of: £269.95
Total Amount Payable after 120 Months(If Unsettled): £51,894.00

If you repay the agreement in full within the 12 month deferral period then there is no interest to pay (£99 exit fee applies). If not repaid in full then interest will have accrued from the start of your agreement and you will begin repayments at 24.9% APR.

Credit is subject to application and status. Minimum finance amount available is £1000, maximum finance amount available is £50,000.

Authorised and regulated by the Financial Conduct Authority. Apropos Conservatories Ltd. Greenside House, Richmond Street, Ashton-under-Lyne, OL6 7ES, Company Registration No 5227604, acts as a credit broker and not the lender. Apropos Conservatories Ltd only offers financial products from Barclays Partner Finance. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London, E14 5HP.

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